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Experience the benefits of a team of specialists. Call us 7 days a week. 207.653.7653.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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A Team to Rely On "With a major life decision...I am glad I found a team of honest, friendly and trustworthy people." Steve Howell Read Quote > View All Quotes >
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Compare
three mortgages at one time. Download TripleCalc now. It's
free.
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The Cathy Manchester Team
is one of The Top Selling Real Estate Experts Find Out More > |
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Chase Custom Homes & Finanace, Inc. Quality, consistency, and standing by his work continue to be the formula for the success of Chase Custom Homes & Finance, Inc. Find Out More > View All Affiliates >
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Calendar of Community Events
Upcoming American Red Cross Blood Drive Monday, January 18, 2010 Spring Meadow Golf Course 59 Lewiston Rd (Rte 100), Gray, Maine Contact our office for more information on volunteering at this event or donating! We appreciate your support!
If you'd like to post your community event here, please email us at: dnickerson1@maine.rr.com


Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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The Cathy Manchester Team Keller Williams Realty 19 Main St. Gray, ME 04039 Call us 7 days a week: 207.653.7653 Fax: 207.657.4740 cathym@maine.rr.com
Making real estate real easy.
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