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Our Mission

As The Cathy Manchester Team of Keller Williams Realty, we will provide our clients and customers with exceptional service. Our clients, customers and other professionals will be treated with utmost respect and honesty.

Our clients will receive the same service and guidance that we ourselves would expect. We continually strive to exceed expectations as a premier Team through education, dedication and integrity.

We will work as a Team to assist each other in this mission.

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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The Cathy Manchester Team, REALTOR®, real estate agent and broker for Gray, New Gloucester and Little Sebago Lake, Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

The Cathy Manchester Team
Keller Williams Realty
19 Main St.
Gray, ME 04039
Call us 7 days a week: 207.653.7653
Fax: 207.657.4740
cathym@maine.rr.com
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