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Welcome! Whether you're selling or buying, The Cathy Manchester Team will provide you with the very best in real estate consulting.  



Selling a home? It doesn't matter whether it's a 'Buyer's Market' or a 'Seller's Market', there is always fierce competition among the houses on the market for those ready, willing and able buyers. Sellers need aggressive, knowledgeable Listing Specialists to effectively market their property. That's why The Cathy Manchester Team is the best choice for people closing a chapter in their lives or beginning a new one.  

Looking to buy a home? How exciting! Buying a home should be a fun adventure but it can also be stressful and confusing. The Buyer Specialists on The Cathy Manchester Team provide the very best in real estate consulting and service. They have an extensive knowledge of the homes currently listed and excellent negotiation skills that give our clients a decided advantage in the marketplace. They guide our clients through each step of the process, to ensure a stress free experience with the biggest investment a buyer makes.  

During both the selling and buying process, our dedicated administrative team works with our Listing and Buyer Specialists to ensure that, at all times, we meet their needs and exceed their expectations.  

Call The Cathy Manchester Team at 207.653.7653. 


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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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The Cathy Manchester Team, REALTOR®, real estate agent and broker for Gray, New Gloucester and Little Sebago Lake, Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

The Cathy Manchester Team
Keller Williams Realty

19 Main St.
Gray, ME 04039
Call us 7 days a week: 207.653.7653
Fax: 207.657.4740
cathym@maine.rr.com

Making real estate real easy.



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